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If you are currently thinking about taking out a loan, one of the key factors to consider is the repayment period. Most personal loans have a repayment period of somewhere between 12 and 60 months. So what are the advantages of a 24 month loan?
With a Loans 2 Go 24 month loan you can borrow from £1,001 up to £2,000. There are no fees for setting up your loan.
Your 24 month loan is repayable in either weekly, fortnightly or monthly instalments. You can make payments either by Continuous Payment Authority debit card repayments or through our online payment portal.
And if your financial situation changes, and you are able to repay all or part of your 24 month loan early, we will not charge you anything extra for doing so.
To apply for a 24 month loan with us, you need to be:
As a responsible lender we also need to make sure that a 24 month loan is affordable for you. So we will do some simple affordability checks as part of the application process. But if your credit score is less than perfect, don’t worry. We may still be able to lend to you with poor credit history or even a CCJ.
The most important thing to us is your current financial situation, and whether you would be able to afford the repayments on a 24 month loan.
Loans 2 Go is a direct lender which means that you can apply for a 24 month loan directly to us online; there is no third party involved.
We try to make the process as straightforward and stress-free as possible. There are three simple steps:
If you prefer to discuss your loan application in more detail, you can either call one of our friendly team on 0330 400 6000 or email us at firstname.lastname@example.org.
So if you are considering a loan, why not make it a Loans 2 Go 24 month loan?
Based on example of
£250 – £1000
£1001 – £2000
Based on example of £550
£550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR
18 monthly payments of £113.06, repaying £2,035.08 in total
You need to be:
Our 18 month loans are £250 – £1,000. However you may be able to borrow up to £2,000 (24 month loan). As long as it’s affordable for you, we’ve got you covered.
As a responsible lender we undertake credit checks to establish the loan is affordable, but we lend to people with poor credit history. However, we would only lend to customers that can afford the repayments.